.surplus-visual{margin:2.5rem 0;padding:clamp(1.1rem,3vw,2rem);border-radius:24px;border:1px solid #dbe5e4;background:#f5f9f8;color:#172c34;font-family:inherit}.surplus-eyebrow{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:#0f766e;margin-bottom:12px}.surplus-visual h2{font-size:clamp(1.45rem,3vw,2rem);line-height:1.15;font-weight:750;margin:0 0 16px;letter-spacing:-.035em}.surplus-visual p{font-size:1rem;line-height:1.6;margin:0 0 18px}.surplus-house{display:flex;align-items:center;justify-content:center;gap:16px;padding:20px;background:#fff;border-radius:16px;font-size:.95rem;line-height:1.6}.surplus-house svg{flex-shrink:0;color:#ea580c}.surplus-arrow{margin:12px auto;color:#6b8986}.surplus-paths{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.surplus-path{padding:20px 16px;border-radius:16px;background:#fff;border-top:3px solid #e8823b}.surplus-path:nth-child(2){border-color:#0f766e}.surplus-path:nth-child(3){border-color:#57789a}.surplus-path h3{font-size:1.15rem;font-weight:750;margin:12px 0 8px}.surplus-path p{font-size:.88rem}.surplus-path span{font-size:.74rem;font-weight:750;color:#425e65}.surplus-visual .surplus-note{font-size:.8rem;color:#52656d;margin:20px 0 0;line-height:1.6}.surplus-calculator{background:#fff;border:1px solid #dce5e9;box-shadow:0 16px 50px -32px #18333f55}.surplus-controls{display:grid;grid-template-columns:1fr 1fr;gap:24px 28px;margin:24px 0}.surplus-controls label{display:block;font-size:.85rem;color:#52656d}.surplus-controls label strong{display:block;font-size:1.45rem;color:#172c34;margin:5px 0}.surplus-controls small{font-size:.75rem;font-weight:500}.surplus-controls input{width:100%;min-height:32px;accent-color:#0f766e;cursor:pointer}.surplus-controls input:focus-visible,.surplus-reset:focus-visible{outline:3px solid #fb923c;outline-offset:4px}.surplus-results{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px}.surplus-results>div{padding:18px 12px;background:#f1f5f9;border-radius:12px}.surplus-results span{display:block;font-size:.7rem;line-height:1.4;min-height:2.8em}.surplus-results strong{display:block;font-size:clamp(1.15rem,3vw,1.8rem);margin-top:6px;white-space:nowrap}.surplus-results .is-positive{background:#dff4ed;color:#115e59}.surplus-results .is-negative{background:#fff0e5;color:#9a3412}.surplus-chart{margin:28px 0 16px}.surplus-chart figcaption{font-size:.95rem;font-weight:700;line-height:1.5}.surplus-chart svg{display:block;width:100%;height:auto;overflow:visible}.surplus-chart text{font-size:12px;fill:#52656d}.surplus-chart .axis-title{font-size:11px}.surplus-legend{display:flex;flex-wrap:wrap;gap:8px 20px;margin:14px 0;font-size:.75rem}.surplus-legend span{display:flex;align-items:center;gap:6px}.surplus-legend i{display:inline-block;width:18px;border-top:3px solid #0f766e}.surplus-legend .gross{border-top:3px dashed #ea580c}.surplus-visual .surplus-verdict{padding:14px;background:#f0f7f6;border-radius:10px;font-size:.88rem;margin:0}.surplus-reset{display:flex;align-items:center;gap:8px;padding:12px 0 0;font-size:.8rem;color:#0f766e;text-decoration:underline}.surplus-article h2[id]{scroll-margin-top:110px}.surplus-article .surplus-intro{font-size:1.25rem;line-height:1.7;color:#334155}.surplus-article .surplus-toc{background:#f8fafc;border:1px solid #e2e8f0;border-radius:18px;padding:22px;margin:24px 0}.surplus-article .surplus-toc a{display:inline-block;margin:4px 12px 4px 0;color:#0f766e;font-size:.9rem}.surplus-article .surplus-date{font-size:.8rem;color:#64748b}.surplus-article table{font-size:.85rem;line-height:1.5;min-width:580px}.surplus-article th{background:#17373c;color:#fff;padding:14px!important}.surplus-article td{padding:14px!important}.surplus-article tbody tr:nth-child(2n){background:#f4f8f7}.surplus-article h3{border-left:3px solid #e8823b;padding-left:14px}.surplus-article a{overflow-wrap:anywhere}.surplus-article .surplus-takeaway{padding:24px;border-left:4px solid #0f766e;background:#f0f7f6;border-radius:0 14px 14px 0;margin:24px 0}.surplus-article .surplus-takeaway p{margin:0}.surplus-article .surplus-source-note{font-size:.85rem;color:#64748b}@media (max-width:560px){.surplus-paths{grid-template-columns:1fr}.surplus-path{display:grid;grid-template-columns:32px 1fr;gap:0 14px;padding:16px}.surplus-path h3{margin:0 0 6px}.surplus-path p,.surplus-path span{grid-column:2}.surplus-path p{margin-bottom:8px}.surplus-controls{gap:20px 14px}.surplus-results>div{padding:14px 8px}.surplus-chart text{font-size:14px}.surplus-house{padding:16px;font-size:.85rem}.surplus-visual{border-radius:18px}}.surplus-visual{scroll-margin-top:110px}@media (max-width:560px){.surplus-chart text{font-size:21px}.surplus-chart .axis-title{font-size:18px}}.surplus-infographic{margin:2rem 0;background:#fff;border:1px solid #e2e8f0;border-radius:20px;padding:16px;overflow:hidden}.surplus-infographic img{display:block;width:100%;height:auto}.surplus-infographic figcaption{font-size:.78rem;line-height:1.6;color:#52656d;padding:14px 4px 2px}